Buy now, pay later (BNPL) is evolving in Nigeria and it’s helping millions of Nigerians to buy & pay instalmental over time.
In this article, we discuss about top 5 buy now, pay later services in Nigeria.
While it’s generally difficult to determine which is the best among hundreds of them because of their individual uniqueness & user experience.
According to Yurbshop, our best 5 is determined considering user experience, interface, repayment length & accessibility.
Our best 5 include klump, specta, credit direct, credpal & carbon zero.
Klump is a robust BNPL platform and number 1 on the list because of its multiple integrations with other established buy now, pay later services and other loan providers. With Klump, you enjoy access to many services including specta, renmoney & banks. It allows repayment in 4 equal instalments.
Specta is one of the most popular BNPL services in Nigeria, it’s powered by sterling bank and known for its longer repayment period that span between 6-12 months at 0% interest.
Credit Direct is powered by FCMB for Nigeria shoppers to buy and spread payments within 6 months. It’s very fast with just few data required to get a shopping loan.
Carbon Zero is one of the big names in BNPL industry and it’s common in commerce sector. With carbon, you can shop from their merchants and spread payments over time.
Credpal allow user to buy and repay within 6 months at 0% interest.
